Terms of use

Last updated: 4 November 2026. These terms explain the intended use of Paw & Co.’s pet insurance education website. Questions can be sent to admin@paw-co.ca.

General educational information

Paw & Co. is an independent pet-focused information platform. We provide general education, not personalized insurance, financial, legal or veterinary advice. We do not hold ourselves out as a licensed insurance agency, broker, insurer or approved insurer representative.

No insurance transaction

We do not issue, underwrite or bind insurance, collect premiums, accept insurance applications or determine claims. Partnerships are pending approval, and no paid referral or live quote service is active. Coverage, eligibility, premiums and claim outcomes are determined by the relevant insurer and current policy terms.

Examples and comparison notes

Calculator results are hypothetical arithmetic examples. They do not account for every policy rule or estimate what an insurer will pay. Worksheet entries are supplied by the visitor and are not verified by Paw & Co. Download or print notes before leaving the page; the tools do not maintain an account or save them for you.

Accuracy and external sources

We aim to keep information clear and accurate, but summaries may be incomplete or become outdated. Confirm policy-specific details directly with the insurer. External websites and documents are controlled by their owners; a source link is not an endorsement or an approved partnership. Please report a suspected error through the contact page.

Responsible use

Do not interfere with the website, attempt unauthorized access, or use inquiry features to send unlawful material. Do not enter sensitive insurance, medical or financial information. Contact a veterinarian for animal health decisions and urgent care.

Content and third-party names

Original site content and branding are provided for this educational platform. Third-party names identify their owners or cited sources and do not imply authorization, sponsorship or affiliation. Obtain permission before reusing protected material beyond what applicable law permits.

Availability, changes and your rights

Content and features may change or be unavailable from time to time. These terms do not attempt to exclude mandatory consumer or privacy rights, or liabilities that cannot lawfully be excluded. Updates will be identified by the date on this page. Read the privacy policy and insurance disclaimer for further information.