THE COMPARISON STUDIO
Compare the details.
Keep the bigger picture.
Explore coverage concepts, then organize the policy information you obtain directly. No quotes, rankings or personalized recommendations.
Start with the type of coverage.
These are broad concepts. They are not a comparison of named insurers or a statement that a particular policy includes a benefit.
| Consideration | Accident-focused policies | Accident & illness policies |
|---|---|---|
| Specified injuries | Ask which accidental events qualify. | Ask which accidental events qualify. |
| Sickness-related care | Do not assume illness treatment is included. | Ask which illnesses and expenses are eligible. |
| Pre-existing conditions | Read the definitions and exclusions. | Read the definitions and exclusions. |
| Routine / preventive care | Verify separately; do not assume inclusion. | Verify separately; do not assume inclusion. |
| Deductibles & limits | Check structure, reset rules and limits. | Check structure, reset rules and limits. |
| Waiting periods | Check start dates and event-specific rules. | Check accident and illness timing separately. |
A CLEARER WAY TO TAKE NOTES
Your policy comparison worksheet.
Enter information from the policies you research. Entries remain only in this page’s memory and are cleared when you leave or reload. Download or print before leaving. Do not enter personal, financial or medical information.
| What to record | Policy A | Policy B |
|---|---|---|
| Provider / policy name | ||
| Source document and date | ||
| Premium and renewal terms | ||
| Coverage category | ||
| Deductible type, amount and reset | ||
| Reimbursement and calculation order | ||
| Limits and sub-limits | ||
| Waiting periods | ||
| Pre-existing / recurring condition rules | ||
| Exam fees, dental and preventive care | ||
| Claims, payment timing and deadlines | ||
| Provincial availability and eligibility |
Paw & Co. educational worksheet. Notes are supplied by the visitor and are not verified by Paw & Co.